PipFarm Review: PipFarm is a proprietary trading firm that offers traders access to simulated funded accounts through evaluation programs. The firm has positioned itself differently from traditional prop firms by combining challenge-based funding with a progression-focused scaling system and its Pay With Profits model.
PipFarm currently offers 1-Stage and 2-Stage challenges, with traders able to choose between Consistency and Endurance formats. Account sizes range from $5,000 to $100,000 under the Pay With Profits model, giving traders several options depending on their preferred account size and trading approach.
One of PipFarm’s most notable features is Pay With Profits. Instead of paying the full challenge fee upfront, traders pay a smaller admission fee to start the evaluation. If they successfully pass and reach their first payout, the remaining Pay With Profits fee is deducted from that payout. This structure can reduce the initial cost of entering a challenge, although traders should remember that the outstanding fee still applies.
PipFarm Review: Programs, Pay With Profits and Scaling Explained
The firm’s risk-tier system also affects the eventual fee and profit split. PipFarm uses five risk tiers, ranging from Very Low to Very High. Depending on the assigned tier, the profit share can range from 50% to 90%.
PipFarm also places considerable emphasis on account scaling. Traders can progress to a higher account level after receiving four payouts or reaching the applicable scaling target. This allows successful traders to gradually increase their simulated trading capital as they demonstrate consistent performance.
Payout conditions vary according to the selected program. Under Pay With Profits, the first payout is subject to the outstanding PWP fee deduction, while later payouts follow the applicable profit-sharing structure. The firm also applies payout thresholds and limits, so traders should review the current terms before purchasing an account.
Overall, PipFarm offers a distinctive approach to proprietary trading, particularly for traders interested in lower upfront costs and a structured path toward larger accounts. However, the Pay With Profits fee, risk tier, payout conditions, and trading rules should all be considered before joining.
As with any prop trading firm, traders should review PipFarm’s latest rules and terms carefully, since program conditions can change over time.
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